Cash House Buyers
We are the UK's largest cash property buyer
- FREE cash offer within minutes
- Receive funds in 7 days
- A guaranteed sale on any property
Cash house buyers are companies (or individuals) with funds to pay for the entirety of your property. They don’t rely on third parties for loans or mortgages.
There are many benefits to selling your property to cash house buyers. The main ones are speed and convenience.
However, not all companies in this industry are trustworthy. Some act on behalf of other organisations and charge extra fees for services. Others profit by selling your information to third parties.
At We Buy Any Home, there are no hidden fees or expenses. We guarantee that you will receive the final quoted price for your property in full.
Free cash offer within minutes, any condition, any location.
We understand the personal and financial importance of selling your home
We Buy Any Home’s experienced industry experts have bought thousands of properties. We work across the UK, from Aberdeen to Portsmouth, Manchester to Newcastle.
We are the UK’s biggest cash house buyer for a reason. And our team members are regarded as amongst the most trusted property buyers in the country.
Start the cash house buying process today with our team of property experts.
Why use cash buyers?
Cash buyers can often close deals within a matter of days or weeks. By contrast, traditional sales can take months to go complete.
This is invaluable if you need a quick sale, whether for financial or other reasons.
Property cash buyers enable you to avoid property chains and enjoy a smooth and quick sale process.
Property chains can be complicated and stressful, involving multiple buyers and sellers. Each party relies on another to complete their transaction.
A single link in the property chain breaking can delay or even collapse the entire sale.
With good cash buyers, you can avoid the need for estate agency fees.
Traditional property sales involve hiring an estate agent. They market your property, conduct viewings, and negotiate with potential buyers.
These services typically come with a large fee. This is usually a percentage of your property’s final sale price.
Get a fast sale
Cash buyers can often close deals within a matter of days or weeks. By contrast, traditional sales can take months to go complete.
This is invaluable if you need a quick sale, whether for financial or other reasons.
Avoid property chains
Property cash buyers enable you to avoid property chains and enjoy a smooth and quick sale process.
Property chains can be complicated and stressful, involving multiple buyers and sellers. Each party relies on another to complete their transaction.
A single link in the property chain breaking can delay or even collapse the entire sale.
No need for estate agent fees
With good cash buyers, you can avoid the need for estate agency fees.
Traditional property sales involve hiring an estate agent. They market your property, conduct viewings, and negotiate with potential buyers.
These services typically come with a large fee. This is usually a percentage of your property’s final sale price.
Free cash offer within minutes, any condition, any location.
Getting started
To start the process, either call us directly or fill out our online enquiry form.
We only need some simple details from you. These include your contact details and property address.
Someone in our experienced buying team will then contact you. They will discuss your property and our process in detail.
Making an offer
Within 24 hours of submitting your enquiry, we will call you. We will take some more details on the property and determine its market value.
We’ll discuss your ideal timeframe for selling and answer any queries you have.
We will make you an initial cash offer for your home. This is based on our market knowledge, details you have given, and our desktop valuation. It will be the best possible price we can pay for your property.
If you’re happy with our initial offer, we will send it to you in writing, either online or in the post.
Final cash offer
You accept our offer and complete the necessary paperwork. We then arrange for a maximum of two RICS-qualified surveyors to assess your property.
At this point, you’re welcome to work with your own solicitor or we can appoint one from our panel.
We will then make a final offer. This is based on these valuations and the expertise of our in-house underwriting team.
Free cash offer within minutes, any condition, any location.
How to verify cash buyer for your house
Trusting a company with one of your most valuable assets – your home – can be nerve-wracking. And unfortunately, not all cash buyers are trustworthy.
So, follow our recommendations for vetting your potential cash buyer. This will help ensure you get the best value for your home in the best timeframe.
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Research companies
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Get a realistic price
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Read reviews and testimonials
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Check credentials and accreditations
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Verify on Companies House
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Request proof of funds
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Get solicitor verification
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Confirm flexibility for a close date
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Validate there is no third-party involvement
The following steps can help you determine whether a cash buying company is genuine and trustworthy:
1. Check accreditations:
Look for accreditations and memberships to industry organizations.
For example, the National Association of Property Buyers (NAPB) or The Property Ombudsman Scheme.
This gives you confidence that the company follows industry standards and regulations.
2. Ask for references:
Request references from previous clients. Speak with them about their experience selling their home to the cash house buyer.
This gives you a firsthand account of how the process went. And whether they were satisfied with the outcome.
3. Verify cash funds:
Cash buyers must prove they can pay in full. This means paying without relying on loans or financing.
As the UK’s largest cash house buyer, We Buy Any Home has the funds to purchase your property directly. We don’t rely on any chains or third-party lenders.
Research companies
The following steps can help you determine whether a cash buying company is genuine and trustworthy:
1. Check accreditations:
Look for accreditations and memberships to industry organizations.
For example, the National Association of Property Buyers (NAPB) or The Property Ombudsman Scheme.
This gives you confidence that the company follows industry standards and regulations.
2. Ask for references:
Request references from previous clients. Speak with them about their experience selling their home to the cash house buyer.
This gives you a firsthand account of how the process went. And whether they were satisfied with the outcome.
3. Verify cash funds:
Cash buyers must prove they can pay in full. This means paying without relying on loans or financing.
As the UK’s largest cash house buyer, We Buy Any Home has the funds to purchase your property directly. We don’t rely on any chains or third-party lenders.
Get a realistic price
It is not possible for genuine cash buyers to offer 90-100% of the market value of your home.
If they do, ask them how they make money as a company and whether the offer of your property will likely be dropped.
At We Buy Any Home, we provide a genuine and realistic offer from the start.
We make it clear to all our customers that we cannot pay full market value. But we can offer a certified sale with a completion date of your choosing.
Read reviews and testimonials
Reviews and testimonials provide insight into cash buyers’ previous customers’ experiences.
Look for online reviews on reputable platforms such as Trustpilot or Google Reviews. Pay attention to both positive and negative reviews. This gives you a balanced view of the company’s reputation.
Look for testimonials on their website. Or ask the company if they can provide references for you to speak with. These can clarify how the cash buyer operates.
Trust your instincts. Only work with a company when you feel completely comfortable.
Check credentials and accreditations
Look for accreditations and memberships to industry organizations, such as:
These set standards and regulations that members must adhere to. This gives you confidence in companies’ legal and ethical practices.
Additionally, check for any certifications or qualifications. For example, membership of trade associations like:
- Royal Institution of Chartered Surveyors (RICS)
- National Association of Estate Agents (NAEA)
We Buy Any Home is a founding member of the NAPB and is fully regulated by The Property Ombudsman.
Verify on Companies House
Find them on Companies House. You’ll only need their registered trading name. This should be in their website’s Terms and Conditions.
Check how long they have been trading and who their directors are. Use Google, LinkedIn, and other sites to research their history.
Find their offices and ask yourself: “Do they look like an authentic company?”
We Buy Any Home are based in the heart of the City, London. We have been trading for 14+ years. We are the UK’s leading cash-buying company.
Request proof of funds
Proof of funds can be in the form of bank statements or a letter from the bank. The latter confirms that the buyer has sufficient funds to complete the purchase.
The documentation should be recent and show the buyer’s name and available balance.
A genuine cash buyer is self-funded. They don’t rely on third companies or mortgage buyers.
Get solicitor verification
Solicitors play a crucial role in the UK property buying process. Their confirmation can add credibility to the buyer’s claims.
They can confirm whether buyers are holding funds on behalf of a cash buyer or if they have seen proof of funds.
We Buy Any Home has an expert team of solicitors ready to process your sale. However, we can work with your own selected solicitor if you prefer.
Confirm flexibility for a close date
The main benefits of selling for cash are:
- quicker transaction
- flexibility about the closing date.
This flexibility can vary. But it’s always a good sign if a cash buyer is willing to proceed quickly without the need for a property chain.
Validate there is no third-party involvement
Third-party involvement in cash buying means other people or companies are part of deals.
This means parties other than the buyer and seller, such as:
- Mortgage lenders
- Investment partners
- Other outside funders.
They create chains in transactions, which adds delays and potential for fall throughs.
By contrast, a true cash-buyer is self-funded. Their purchase process quick and direct.
We Buy Any House for cash throughout the UK
We operate across the United Kingdom, including England, Scotland, and Wales. We can buy your house fast, anywhere from northern Scotland to the beaches on the south coast.
Free cash offer within minutes, any condition, any location.
Homeowners trust us to buy their homes.
View more reviews "Faultless"
I found the whole process faultless. Right from my initial enquiry the communication I received was excellent, all the way through to the completion of the sale of my property. I would be happy to recommend We Buy Any Home.
"Wouldn’t hesitate to recommend them"
We approached We Buy Any Homes after our house sale fell through at the last minute. We were keen to progress with our onward purchase and the team at We Buy Any Home provided that opportunity. It was a smooth, easy, straightforward process and we were guided throughout the process. We wouldn’t hesitate to recommend them.
Immediate access to funds is one of the key benefits of selling your house to a cash buyer.
Sales through traditional estate agents can take months to complete. They also come with uncertain completion dates.
By contrast, cash buyers can close on the property in as little as 7 days. They can also avoids delay and uncertainties.
This can be particularly beneficial if you need to access cash urgently. Or if you are looking for a quick, simple and stress-free property sale.
Immediate access to funds
Immediate access to funds is one of the key benefits of selling your house to a cash buyer.
Sales through traditional estate agents can take months to complete. They also come with uncertain completion dates.
By contrast, cash buyers can close on the property in as little as 7 days. They can also avoids delay and uncertainties.
This can be particularly beneficial if you need to access cash urgently. Or if you are looking for a quick, simple and stress-free property sale.
Avoid hidden costs and fees
Before committing to a sale, review the terms and conditions of offers. This includes checking fees or charges.
Some cash buyers may try to sneak in hidden costs. For example, valuation fees, legal fees, or administration fees. These can significantly reduce the amount you receive for your property.
To avoid this, ask the cash buyer for a breakdown of all expenses involved in the sale. A reputable company will be transparent. They should inform you about any extra charges and how they calculate their offer.
Be wary of any buyer who is unwilling to provide this information. Or any who seems hesitant to answer your questions about fees.
Sell in financial difficulties
Selling your house to a cash buyer may be a viable solution in certain situations. For example, if you are:
- Struggling to keep up with mortgage payments
- Facing repossession
- Dealing with other financial challenges.
Cash buyers can provide you with immediate access to funds. This allows you to quickly settle debts and avoid the risk of repossession.
They can also help you avoid the legal fees associated with foreclosure proceedings, bankruptcy, etc.
Free cash offer within minutes, any condition, any location.
At We Buy Any Home, we are always transparent about how much we can buy your property for.
We ensure our customers are aware that we cannot offer full market value. However, unlike the open market, we can guarantee a sale in their chosen time frame, without the stress or uncertainty you’ll experience on the open market.
That’s why our customers rate us as “Excellent” on Trustpilot.
Never trust a property buyer that gives a cash offer for your home at full (or almost full) market value.
Certain “sell your house for cash” companies give unrealistically high offers on properties. They want to win business and tie customers into contracts. Later, they reduce offers, once customers’ onward plans have been secured.
At We Buy Any Home, we complete your sale in the time frame you want.
You pick the completion date, and we’ll work to it. The quickest we can buy your house for cash in is just 7 days!
Untrustworthy cash buyer companies will intentionally delay sales, often for months.
In the meantime, their customers often make plans reliant on selling their house soon. The company will then lower their initial offer – hoping that sellers have no option but to accept it.
Some cash property buying companies are eager to tie you to restrictive terms.
They often ask you to sign an “option agreement” on your property. This means they place this option on the Land Registry, locking you into using their service.
They rely on customers not understanding the implications of this. They then strong-arm sales at a price that customers aren’t happy with.
At We Buy Any Home, we never ask you to do this. We have a very simple contract that states our commitment to you.
Even a small change in the offer price allows you to withdraw. (This might happen, for example, if your formal RICS survey uncovers unforeseen defects).
In addition to this, we guarantee to beat the price of any genuine cash buyer..
Get a realistic offer
At We Buy Any Home, we are always transparent about how much we can buy your property for.
We ensure our customers are aware that we cannot offer full market value. However, unlike the open market, we can guarantee a sale in their chosen time frame, without the stress or uncertainty you’ll experience on the open market.
That’s why our customers rate us as “Excellent” on Trustpilot.
Never trust a property buyer that gives a cash offer for your home at full (or almost full) market value.
Certain “sell your house for cash” companies give unrealistically high offers on properties. They want to win business and tie customers into contracts. Later, they reduce offers, once customers’ onward plans have been secured.
No delay or stall tactics
At We Buy Any Home, we complete your sale in the time frame you want.
You pick the completion date, and we’ll work to it. The quickest we can buy your house for cash in is just 7 days!
Untrustworthy cash buyer companies will intentionally delay sales, often for months.
In the meantime, their customers often make plans reliant on selling their house soon. The company will then lower their initial offer – hoping that sellers have no option but to accept it.
Never get locked into an agreement
Some cash property buying companies are eager to tie you to restrictive terms.
They often ask you to sign an “option agreement” on your property. This means they place this option on the Land Registry, locking you into using their service.
They rely on customers not understanding the implications of this. They then strong-arm sales at a price that customers aren’t happy with.
At We Buy Any Home, we never ask you to do this. We have a very simple contract that states our commitment to you.
Even a small change in the offer price allows you to withdraw. (This might happen, for example, if your formal RICS survey uncovers unforeseen defects).
In addition to this, we guarantee to beat the price of any genuine cash buyer..
Frequently asked questions when selling your house for cash
Call our team of experts:
0800 774 0004
Is a cash buyer better for a house?
Yes, a cash buyer is often considered better for selling a house because it typically leads to a faster sale, reduces the risk of the sale falling through, eliminates the need for mortgage approvals, and can save on fees and interest payments.
How do I find a cash buyer for my house?
The following strategies can help you find a cash buyer for your house:
- Contact property investors or investment companies
- Utilize online platforms that cater to cash sales
- Network through real estate agents familiar with cash transactions
- Advertise in local newspapers or online classifieds
- Reach out to property buying companies that offer quick, cash purchases.
How do cash house buyers make money?
Cash buying companies make money in one of several simple ways.
- We put the properties we have purchased on the market straight away
- We renovate them and then put it back on the market
- Or we rent them out.
We need to cover our own buying and selling costs and make some profit on purchases. This is why we’re unable to purchase properties for full market value.
We provide a guaranteed, quick and hassle-free sale. The trade-off is that you could potentially get more for your property if you wait it out on the open market.
How much discount do cash buyers get?
Cash buyers often receive a discount on the purchase price of a home. This varies, but it typically ranges from 1% to 10%.
The exact discount depends on several factors, including:
- The property’s condition
- market conditions
- The seller’s timeframe.
We Buy Any Home typically offers 75 – 85% of market value for homes. We base our final figure on property type and market conditions.
What kind of people use a cash house buyer
People choose to use a cash house buyer for all sorts of reasons.
For example, some want to avoid repossession or get through financial difficulty.
Some couples filing for divorce want to avoid a house sale dragging proceedings out.
Some want to sell inherited property, are looking to relocate, want to go travelling, or simply want to downsize.
For many, We Buy Any Home is a preferred alternative to the open market. This is due to the efficient, guaranteed and stress-free service we deliver.
Why don’t cash buyers pay full market value?
Cash buyers incur high costs, including costs associated with selling and renovating properties. And high stamp duty expenses, preparing properties for rental, and more.
Paying the full market value would financially unsustainable for us. We would be unable to continue providing the alternative selling solution we offer.
My property is on the market, when should I consider using a cash house buyer?
It is completely up to you at what point you consider using a cash house buyer.
Properties that have been on the market for a while might have had very few viewings and no offers. Or even lots of viewings and no offers.
There might be an issue with them which makes it unmortgageable. For example, subsidence or Japanese knotweed.
As we’re a cash buyer, we’re still able to buy properties with these sorts of issues. The cost of repairing them would often outweigh the benefit of selling on the open market. In most cases, you’d be better off coming to us straight away.
Do you ask for any upfront payment?
We never ask for any payment, upfront or otherwise. Nor should any other “sell house for cash” company. We don’t charge for our service.
Are there any cancellation or withdrawal fees?
In the rare event that an offer needs to change, you can withdraw from our service completely free of charge.
This might come about due to a significant defect uncovered in a survey, for example.
If the offer hasn’t changed and you change your mind, there may be a small charge. This depends on the resources and time we’ve invested in your property sale up to that point.
However, we handle each situation individually. We are very understanding of everyone’s circumstances. Your satisfaction is important to us.
Do I need to sign a lock-in contract?
We ask that you sign a simple contract. It states our obligation to purchase your property from you at the agreed-upon price.
Should our offer change once we receive the RICS survey results, then you are free to walk away from us.
Still interested in selling to cash home buyers? Let us get a free cash offer to you today!
Do I need a solicitor to buy a house for cash?
Yes, even when buying a house with cash, it’s highly recommended to use a solicitor or conveyancer.
They handle the legal aspects of the purchase. This includes:
- Conducting property searches
- Dealing with the land registry
- Ensuring the transaction is legally sound and in your best interest.
Are you able to provide proof of cash funds upon request?
Yes. As a genuine cash buyer, we can provide evidence that we have the funds to purchase your property, should you request it.
If you are looking for a fast house sale, cash home buyers like us could be what you need. We offer full transparency and will assist you with your house sale. Get started today and let us get a cash offer for you now!
Do you buy property for yourself or others?
As a genuine cash house buyer, we purchase your property directly. Depending on the type of property, its location and its condition, we will either sell the property onwards or rent it out.
If you have a property you need to sell fast, speak to us. Get a cash offer and your old house could soon become someone else’s dream home!
How long does a cash house buyer take to buy my house?
Selling to a cash house buyer can significantly speed up the process compared to traditional sales. The timeline can vary, but transactions can often be completed in as little as 7 to 28 days, depending on the efficiency of the parties involved and the absence of a property chain.
Is cash house buying a scam?
Cash house buying itself is not a scam; it’s a legitimate way of selling a property quickly. However, like any industry, it can attract unscrupulous individuals or companies. To avoid scams, ensure the cash buying company is reputable, check for reviews, verify their credentials, and ensure they are members of relevant regulatory bodies like the National Association of Property Buyers (NAPB) or The Property Ombudsman in the UK. Always read contracts carefully and consider seeking independent legal advice before proceeding.
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